What is Comprehensive Financial Planning?
Our blueprints provide the necessary steps for taking a comprehensive approach
Preparing Your Wealth & Financial Blueprint
Through our comprehensive planning process with the 13 wealth management issues,
we don't just help people plan their future, we help them discover it. We believe that time spent preparing is better than time spent repairing. Let's spend some time together preparing for your financial future.
Consultation Blueprint
Step 1: Data Gathering & Evaluation
Step 2: Preparation of Recommendations
Step 3: Fee Structure & Compensation
Step 4: Plan Implementation
Step 5: Periodic Reviews
- Identify current and long-term goals and desires
- Personal information (i.e. family, employment, consumption habits, etc.)
- Current insurance programs (i.e. life, health, disability, property/casualty, etc.)
- Current investment programs (i.e. 401(k), savings, stocks, mutual funds, etc.)
- Current income tax situation
- Legal documents (i.e. will, trusts, etc.)
Step 2: Preparation of Recommendations
- Investment plan and portfolio design based on your goals and risk tolerance
- Create an in-depth, yet easy to understand financial plan
- Looking for ways to reduce the amount of taxes paid
- Making sure the estate documents match the client’s stated goals
Step 3: Fee Structure & Compensation
- If you agree with my recommendations and allow me to be the advisor that implements the recommendations for you, then I will be compensated through commissions on related insurance products and management fees on the investments. You will not be charged an hourly fee for the preparation of the financial analysis or recommendations.
- If you decide you like my recommendations, but wish for your current advisor or someone else to implement them, you will be charged my hourly fee for preparation of any and all formal proposals and/or reports. I will expect to be paid at the meeting when recommendations are presented to you.
Step 4: Plan Implementation
- Once you agree with the recommendations, and desire for me to implement the plan for you, I will find the most appropriate products to meet the list of objectives.
Step 5: Periodic Reviews
- I request that we review the progress of the implemented services upon agreed intervals, at least annually.
Life is what happens while you are busy making other plans.
