Understanding the Fiduciary Relationship
Managing the Expectation of Consumers
The SEC has taken the position that investment advisor representatives have a fiduciary relationship with their customers, which implies a higher standard of care. The implication for investment advisor representatives is that if their advice does not meet a fiduciary standard of care, they are vulnerable to litigation. When an investment advisor representative gives investment advice or makes investment decisions on behalf of a customer, the Registered Investment Advisor is held to the fiduciary standard.
Warber Wealth Management
Chris Warber, President
Email: [email protected]
Phone: (920) 490-8200
Address: 677 Baeten Rd. | Green Bay, WI 54304
Chris's background
For over 22 years, Chris has been helping individuals and families bring clarity and confidence to their financial lives - 9 years with Edward Jones and the last 13 as an independent fiduciary.
He believes that he couldn't imagine a more fulfilling career than helping his clients achieve their financial goals and dreams with an emphasis on simplifying the complex.
Chris takes all the moving parts of your financial life and connects the dots, helping you see the big picture which allows you to make decisions with more confidence. Through his comprehensive planning process, Chris walks clients through the 13 essential wealth management issues that impact every stage of their life. Along the way, Chris often helps people plan not only their future - but discover it.
"I'm 46 and a proud dad of three incredible kids. My youngest was adopted from Ethiopia,and though my ex-wife and I divorced in 2018, we remain close friends and co-parents. That partnership and perspective inform the way I guide families through transitions and long-term planning."
He believes that he couldn't imagine a more fulfilling career than helping his clients achieve their financial goals and dreams with an emphasis on simplifying the complex.
Chris takes all the moving parts of your financial life and connects the dots, helping you see the big picture which allows you to make decisions with more confidence. Through his comprehensive planning process, Chris walks clients through the 13 essential wealth management issues that impact every stage of their life. Along the way, Chris often helps people plan not only their future - but discover it.
"I'm 46 and a proud dad of three incredible kids. My youngest was adopted from Ethiopia,and though my ex-wife and I divorced in 2018, we remain close friends and co-parents. That partnership and perspective inform the way I guide families through transitions and long-term planning."
Anchored by the mission to help his clients uncover the dreams they haven't fully defined and shape the legacy they want to leave behind, Chris best serves clients that:
- Are business owners wanting to explore establishing an Employee Stock Ownership Plan (ESOP) that allows them to retain control of their business until they're ready to fully retire, while keeping employees motivated to grow what they helped build.
- Need help in creating or revising a plan to achieve specific financial goals like asset growth, income, retirement, or estate conservation.
- Are concerned that their current retirement income levels may not be sufficient to last a lifetime or are not keeping pace with inflation.
- Need help transitioning from accumulation of wealth to taking income from their investments. This might be by choice, forced retirement, divorce, or death of a family member.
Many of Chris's best client relationships are often:
- Private business owners
- Diligent savers who recognize that managing wealth goes beyond numbers
- Individuals that want to avoid costly missteps and make the most of their opportunities
Time Well Spent
Whether you're preparing for retirement, selling a business, or simply looking to align your financial life with your values and goals, remember this: Time spent preparing is better than time spent repairing. Let's spend time together preparing for your financial future.